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Just like the credit reporting agencies listed above, the Exchange sells the information it has compiled. If you have ever had a cell phone, cable or satellite television services, or paid a gas or electric bill, then the National Consumer Telecom & Utilities Exchange likely has compiled a “data report” file on you. You must make a separate request to each agency, each time.Ĭredit Freeze for Phone, Cable and other Utility Services

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After you file the security freeze, the consumer reporting agency will send you a Personal Identification Number (PIN) and instructions on how to lift the freeze using your PIN. If you decide you want to open a new credit account or get a new loan, you can temporarily lift the freeze on your credit file. The Federal Trade Commission has more information on its website. If your child is under age 16, you can freeze their credit files too. Parents can take steps to protect their children from identity theft. For all other requests, the freeze must be in place within three business days.

For identity theft victims, the agencies must place the freeze within 48 hours after receiving the police report or affidavit of identity theft.

If you are a victim of identity theft, you will also have to provide a copy of the police report or affidavit of identity theft.

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You may also be asked to provide a copy of your driver’s license and a recent utility bill.

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You will need to provide your full name, date of birth, social security number and current and previous mailing addresses.

EQUIFAX: or call the automated line 80.

You will need to file a separate request with each of the major consumer reporting agencies, Equifax, Experian, TransUnion and Innovis.

Without a credit freeze, your information is always available to a prospective employer or landlord, certain other businesses, and to government agencies.Ī security freeze does not affect or lower your credit score.

You can always order your own credit report, even if your file is frozen.

If your credit files are frozen, even someone who has stolen your name and Social Security number probably will not be able to get new credit in your name.Įven after your file is frozen, it can still be released to your existing creditors or collection agencies acting on their behalf.

Most businesses will not open new credit or loan accounts without first checking a consumer’s credit history.Approved Toxicology Analysis InstrumentsĪ credit security freeze puts a “lock” on your credit file and stops the credit reporting agency from sharing your credit information without your consent.Blood Alcohol/Toxicology Approved Individuals to Conduct Drug Analysis.Blood Alcohol/Toxicology Approved Method to Conduct Blood Alcohol Analysis.Blood/Toxicology Approved Individuals to Conduct Blood Alcohol Analysis.Blood/Toxicology Medically Qualified Individuals.Blood Alcohol/Toxicology Submission Forms.Breath Alcohol Certified Chemical Test Operators.Breath Alcohol Approved Chemical Testing Devices.Manufacturer or Distributor of Gaming Equipment and Supplies.Justice Assistance Grant (JAG) Program and Lottery Funds.P1-LERMS Law Enforcement Records System.Crime Statistics Online – Law Enforcement Access.Recertification Training-Intoxilyzer & PBT.Initial Training-Intoximeters Alco-Sensor FST (ASFST).Crime Laboratory Collection Kit Requests.Landowner Rights under Eminent Domain Laws.Tobacco Product Manufacturers and Distributors.

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